Terms of Use & Legal Disclosures

Legal Entity & Contact

BRIXXR, LLC – a Wyoming limited liability company

(collectively referred to as "BRIXXR," "BRIXXR Labs," or "BXR")

16137 Biscayne Blvd

North Miami Beach, FL 33160

Email: hello@brixxr.com

1. Acceptance of Terms

By accessing, browsing, registering for, or using the BRIXXR platform, website, mobile applications, APIs, or any associated services (collectively, the "Platform"), you ("User," "Member," "Subscriber," or "You") unconditionally agree to be legally bound by these Terms of Use (the "Terms"), our Privacy Policy, and all other policies, guidelines, or rules referenced herein. These Terms constitute a legally binding agreement between you and BRIXXR, LLC. If you do not agree to any provision of these Terms, you must immediately discontinue all use of the Platform and delete your account. Your continued use of the Platform after any modification to these Terms constitutes your irrevocable acceptance of such modifications. It is your sole responsibility to review these Terms regularly for updates.

2. Relationship to BRiX Financial Technologies Holding Corporation

Separate Entities.

BRiX Financial Technologies Holding Corporation ("BRiX") is a Florida company and is a separate and distinct legal entity from BRIXXR, LLC. BRiX does not own, control, manage, or hold any equity stake, voting rights, or governance authority in BRIXXR, LLC. No agency, partnership, joint venture, or fiduciary relationship exists between BRiX and BRIXXR, LLC by virtue of these Terms or your use of the Platform.

Licensing Arrangement.

BRIXXR operates as an independent affiliate vendor platform with exclusive, non-transferable licensing rights to use the BRiX brand name, trademarks, and associated intellectual property solely for the purpose of promoting and operating the BRiX Marketplace simulation environment. This license does not confer any ownership interest in BRiX or its assets, nor does it create any implied endorsement of BRIXXR' activities by BRiX.

Future License to BRiX.

Upon BRiX obtaining all required regulatory approvals and achieving full compliance with the U.S. Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA), BRIXXR will license its platform technology, proprietary algorithms, user interface, and Labs Marketplace to BRiX in perpetuity to operate as BRiX's live marketplace. This future licensing arrangement is contingent upon regulatory approval and there is no guarantee that such approval will be obtained or that such licensing will occur.

Current Status.

Until all required regulatory approvals and licenses are formally obtained, verified, and in full force and effect, all activities, features, functionalities, transactions, projections, and interactions on the Platform remain purely simulative, hypothetical, and educational in nature. No real securities transactions, investment offerings, or financial instruments are facilitated through the Platform in its current state.

3. Nature of the Platform — Educational & Simulative Only

IMPORTANT NOTICE

The BRIXXR Platform is a simulation-based educational and marketing SaaS tool. It is NOT a broker-dealer, investment adviser, funding portal, or securities exchange. No real money is invested, and no real securities are bought, sold, traded, or exchanged through this Platform.

Simulation Only.

The Platform provides a fully simulated environment designed exclusively for educational, demonstrative, marketing, and entertainment purposes. All features, including but not limited to listings, pledges, simulated trades, portfolio tracking, ROI projections, yield calculations, property valuations, and demand signals, are entirely hypothetical and do not represent, constitute, or facilitate any actual financial transaction, investment opportunity, or securities offering of any kind.

No Actual Securities Transactions.

All listings, pledges, ROI calculations, projected returns, distribution models, capital raise simulations, and financial projections displayed on the Platform are purely hypothetical and illustrative. They do not constitute, and shall not be construed as, offers to sell, solicitations of offers to buy, or recommendations to purchase any securities, real estate interests, or financial instruments. No contractual obligation, investment commitment, or binding financial arrangement of any kind arises from any action taken on the Platform.

Pending Regulatory Approval.

Until BRiX obtains all required SEC registrations, FINRA memberships, state-level blue sky registrations, and any other applicable regulatory approvals, exemptions, or no-action letters, no real-money investments, live securities offerings, or actual financial transactions will occur through or in connection with the Platform. There is no guarantee or assurance that such approvals will ever be obtained.

No Guarantee of Future Results.

Past performance, simulated performance, projected returns, hypothetical yield calculations, and any other forward-looking statements displayed on the Platform are not, and shall not be construed as, guarantees, predictions, or promises of future results, returns, or performance. All investments carry inherent risks, including the total loss of principal, and actual results may differ materially from any projections or estimates.

No Professional Advice.

Nothing on the Platform constitutes legal, financial, tax, accounting, or investment advice. You should consult qualified professionals, including attorneys, certified public accountants, and registered investment advisors, before making any investment or financial decisions. BRIXXR expressly disclaims any responsibility for decisions made based on information presented on the Platform.

4. Eligibility

You must be at least 18 years of age (or the age of legal majority in your jurisdiction, whichever is greater) and legally capable of entering into a binding agreement under applicable law.

Your use of the Platform must comply with all applicable local, state, national, and international laws, regulations, and sanctions requirements, including but not limited to anti-money laundering (AML), know-your-customer (KYC), and Office of Foreign Assets Control (OFAC) requirements.

You represent and warrant that you are not located in, a national of, or a resident of any country or territory that is subject to comprehensive U.S. sanctions, and that you are not a Specially Designated National (SDN) or otherwise on any U.S. government prohibited parties list.

You represent that all information provided during registration and at any time thereafter is accurate, complete, and current, and you agree to promptly update such information if it changes.

BRIXXR reserves the right to refuse service, terminate accounts, or restrict access to the Platform at its sole discretion and without obligation to provide a reason.

5. Subscription Plans & Credits

Membership tiers include Silver ($97/month), Gold ($197/month), and Platinum ($297/month). Each tier includes different levels of platform access, BRiX BLoX Credits, exchange features, early access windows, income-generation levels, and support services as described on the Platform.

Members receive monthly BRiX BLoX Credits allocated based on their subscription tier: Silver receives 10,000 BLoX/month, Gold receives 20,000 BLoX/month, and Platinum receives 30,000 BLoX/month. Credit denominations include Brixies (100 BLoX), BRiX (1,000 BLoX), and Stax (10,000 BLoX). 100 BRiX BLoX equals $1.00 in face value for simulation purposes only.

CRITICAL CREDIT RESTRICTIONS:

Credits have NO monetary value whatsoever and cannot be redeemed, exchanged, or converted for cash, cryptocurrency, gift cards, or any other form of real-world currency or value.

Credits cannot be transferred, assigned, sold, bartered, gifted (except through designated Platform features), inherited, or otherwise conveyed to any third party outside of designated Platform functionalities.

Credits are non-refundable under all circumstances, including account termination, suspension, or voluntary cancellation.

BRIXXR reserves the right to modify, adjust, devalue, expire, or revoke credits at any time and for any reason, with or without notice.

ALL PAYMENTS ARE FINAL. NO REFUNDS, CHARGEBACKS, REVERSALS, DISPUTES, OR CREDITS WILL BE ISSUED UNDER ANY CIRCUMSTANCES. By subscribing, you expressly waive any right to initiate chargebacks or payment disputes with your financial institution.

Failure to make timely payments may result in immediate suspension or permanent termination of your account, forfeiture of all accumulated credits and data, and reporting to credit bureaus or collections agencies. BRIXXR reserves the right to pursue all available legal remedies, including recovery of legal fees and costs, for any breach of payment obligations.

6. Pledging & Conversions

Pledging Credits.

Members may pledge credits to hypothetical properties and simulated listings on the Platform. Pledging credits does not confer, create, establish, or imply any ownership interest, equity stake, security, lien, contractual right, beneficial interest, or any other legal or equitable right in or to any real property, entity, fund, or investment vehicle. Pledges are purely simulative actions within the Platform environment and carry no legal, financial, or contractual significance outside of the Platform.

Go-Live Threshold.

A simulated property listing may become "Live Eligible" when the following hypothetical thresholds are met within the Platform simulation:

At least 75% of the stated simulated capital raise amount is pledged in credits;

A minimum of 50 unique pledgers have participated;

The thresholds are met within 30–45 calendar days of the listing's publication date; and

If 100% of the stated amount is pledged within 14 calendar days, the listing may be designated as "Fast-Track" eligible.

Meeting these thresholds does not guarantee or obligate BRIXXR to take any specific action, including but not limited to converting the listing to a live investment opportunity.

Potential Future Conversion to Real Investments.

If and when regulatory approval is obtained by BRiX and all required licensing, registrations, and compliance requirements are fully satisfied, users may be invited, but are under no obligation, to convert previously pledged credits toward real investment opportunities. Any such conversion will be subject to entirely new, updated Terms of Service, subscription agreements, offering memoranda, prospectuses (as applicable), and all applicable federal and state securities laws and regulations. BRIXXR makes no representation, warranty, or guarantee that any conversion opportunity will ever be offered.

7. User Responsibilities & Prohibited Conduct

You agree and represent that you will:

Provide accurate, current, complete, and truthful information when creating, updating, or maintaining your account, and promptly update such information if it changes.

Maintain the strict confidentiality of your login credentials, passwords, and API keys, and promptly notify BRIXXR of any unauthorized access, use, or suspected breach of your account security.

Use the Platform solely for lawful purposes and strictly in accordance with these Terms, all applicable laws, and all posted Platform guidelines and exchange standards.

Accept sole responsibility for all activities that occur under your account, whether or not authorized by you.

Not share, transfer, sell, or provide access to your account credentials to any third party.

Prohibited activities include, but are not limited to:

Attempting to gain unauthorized access to the Platform, related systems, servers, networks, databases, or other users' accounts through hacking, password mining, brute force attacks, social engineering, or any other unauthorized means.

Reverse-engineering, decompiling, disassembling, copying, reproducing, distributing, modifying, selling, licensing, creating derivative works from, or commercially exploiting any part of the Platform, its source code, algorithms, databases, or Content.

Uploading, transmitting, distributing, or storing any malicious code, viruses, worms, Trojan horses, ransomware, spyware, adware, spam, phishing content, defamatory material, obscene material, or any content that infringes upon the rights of others.

Using automated systems, scripts, bots, crawlers, scrapers, data miners, or similar technologies to access, interact with, or extract data from the Platform without BRIXXR' express prior written consent.

Impersonating any person or entity, falsely claiming affiliation with any person or entity, or creating fake accounts for deceptive purposes.

Engaging in any activity that interferes with, disrupts, damages, or imposes an unreasonable burden on the Platform's infrastructure, servers, networks, or performance.

Circumventing, disabling, or otherwise interfering with any security, access control, rate-limiting, or authentication features of the Platform.

Using the Platform to facilitate or promote any illegal activity, including fraud, money laundering, terrorist financing, or sanctions evasion.

Violation of any of the foregoing may result in immediate and permanent termination of your account, forfeiture of all credits and data, referral to law enforcement authorities, and pursuit of all available civil and criminal remedies, including recovery of damages, legal fees, and costs.

8. Financial Projections & Analytical Tools

All ROI calculators, yield projections, cash flow models, appreciation forecasts, graphs, charts, comparative analyses, and other analytical tools or financial visualizations provided on the Platform are entirely hypothetical, illustrative, and based on assumptions that may not reflect actual market conditions, economic factors, or property performance.

In compliance with FINRA Rule 2214 (Requirements for the Use of Investment Analysis Tools), all methodologies, assumptions, inputs, limitations, and material factors used in any projection or calculation are disclosed where applicable. However, these disclosures do not constitute a guarantee, warranty, or assurance of accuracy, completeness, or future performance.

You acknowledge and agree that: (a) projections are inherently uncertain and speculative; (b) actual results may differ materially and adversely from any projected outcomes; (c) BRIXXR bears no responsibility for any losses, damages, or financial harm arising from your reliance on any projections, tools, or analyses provided on the Platform; and (d) you should independently verify all information and consult qualified professionals before making any financial decisions.

9. Risk Disclosures

RISK WARNING

Real estate investments, securities, and related financial products involve substantial and inherent risks, including but not limited to: market volatility and economic downturns; illiquidity and inability to sell or exit positions; loss of part or all of invested principal; changes in interest rates, tax laws, and regulations; environmental liabilities and natural disasters; tenant defaults and vacancy risks; management failures and operational risks; and currency fluctuation risks for international participants.

There can be no assurance, representation, or guarantee that any simulated property listing on the Platform will ever transition to a live, real-money investment opportunity, or that any future investment will generate returns, preserve capital, or achieve any particular outcome.

Users are solely and exclusively responsible for conducting their own independent due diligence, obtaining professional legal, financial, tax, and accounting advice, and making their own informed decisions. BRIXXR expressly disclaims any and all liability for investment losses, financial harm, or adverse outcomes of any kind.

10. Intellectual Property & Proprietary Rights

All text, graphics, logos, icons, images, audio clips, video content, software, source code, object code, algorithms, machine learning models, databases, data compilations, trademarks, trade dress, trade secrets, proprietary methodologies, user interface designs, and other content and materials (collectively, "Content") displayed on or accessible through the Platform are the exclusive property of BRIXXR, LLC, its affiliates, or its licensors, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws and treaties.

You are granted a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform solely for your personal, non-commercial use in accordance with these Terms. This license does not include any right to: (a) copy, reproduce, modify, adapt, translate, or create derivative works from any Content; (b) distribute, publicly display, publicly perform, broadcast, or transmit any Content; (c) sell, license, sublicense, rent, lease, or commercially exploit any Content; (d) use any data mining, robots, or similar data gathering or extraction methods; or (e) remove, alter, or obscure any copyright, trademark, or other proprietary notices.

Any unauthorized use, reproduction, modification, distribution, or exploitation of the Content may violate copyright, trademark, patent, and other applicable laws, and may subject you to civil liability and criminal penalties, including statutory damages, injunctive relief, and recovery of attorney's fees.

11. Payments, Non-Refundable Policy & Chargeback Waiver

ABSOLUTELY NON-REFUNDABLE & NON-CANCELLABLE. All payments for subscriptions, credits, add-on services, and any other fees or charges are irrevocably final once processed and cannot be refunded, reversed, credited, prorated, or adjusted under any circumstances, including but not limited to dissatisfaction with the Platform, failure to use credits, account termination (voluntary or involuntary), changes in personal circumstances, or technical issues.

BY MAKING ANY PAYMENT, YOU EXPRESSLY, KNOWINGLY, AND IRREVOCABLY WAIVE ANY AND ALL RIGHTS TO REQUEST, INITIATE, OR PURSUE CHARGEBACKS, PAYMENT REVERSALS, DISPUTES, OR CLAIMS THROUGH YOUR BANK, CREDIT CARD COMPANY, DIGITAL WALLET PROVIDER, PAYMENT PROCESSOR, OR ANY OTHER FINANCIAL INSTITUTION OR INTERMEDIARY.

Any breach of this section, including the initiation of any chargeback, payment dispute, or reversal, shall constitute a material breach of these Terms and may result in: (a) immediate and permanent account termination; (b) forfeiture of all credits, data, and content; (c) assessment of a minimum $250 administrative and processing fee per incident; (d) referral to third-party collections agencies; (e) reporting to credit bureaus; and (f) pursuit of all available legal remedies, including recovery of the disputed amount, administrative fees, collection costs, attorney's fees, court costs, and consequential damages.

12. Indemnification & Hold Harmless

You agree to fully and unconditionally indemnify, defend, and hold harmless BRIXXR, LLC, its parent companies, subsidiaries, affiliates, officers, directors, members, managers, employees, contractors, agents, licensors, suppliers, successors, and assigns (collectively, the "Indemnified Parties") from and against any and all claims, demands, actions, suits, proceedings, losses, liabilities, damages, judgments, settlements, fines, penalties, expenses, and costs of any kind (including reasonable attorney's fees, expert witness fees, court costs, and costs of investigation and litigation) arising out of or in any way related to:

Your access to or use (or misuse) of the Platform, including any actions taken through your account by any person;

Your breach or alleged breach of any provision of these Terms, including any representations and warranties;

Your violation or alleged violation of any applicable law, regulation, rule, or order;

Your infringement or alleged infringement of any intellectual property, privacy, publicity, or other rights of any third party;

Any content, materials, or information you submit, post, transmit, or make available through the Platform;

Any dispute between you and any other user of the Platform; or

Any tax liability, penalties, or interest arising from your use of the Platform or any transactions (simulated or otherwise).

This indemnification obligation shall survive the termination or expiration of these Terms and your use of the Platform.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

BRIXXR, LLC AND ITS OFFICERS, DIRECTORS, MEMBERS, MANAGERS, EMPLOYEES, AFFILIATES, CONTRACTORS, AGENTS, LICENSORS, AND SUPPLIERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST REVENUE, LOST SAVINGS, LOST DATA, LOSS OF GOODWILL, COST OF SUBSTITUTE SERVICES, BUSINESS INTERRUPTION, PERSONAL INJURY, EMOTIONAL DISTRESS, OR PROPERTY DAMAGE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF BRIXXR HAS BEEN ADVISED OF, KNEW OF, OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL BRIXXR' TOTAL CUMULATIVE LIABILITY FOR ALL CLAIMS OF ANY KIND ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE PLATFORM EXCEED THE LESSER OF: (A) THE TOTAL AMOUNT ACTUALLY PAID BY YOU TO BRIXXR IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS ($100.00 USD).

THE FOREGOING LIMITATIONS SHALL APPLY REGARDLESS OF WHETHER THE CLAIM ARISES FROM THE FAILURE OF AN ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

14. Dispute Resolution, Mandatory Binding Arbitration & Class Action Waiver

Any and all disputes, claims, controversies, or causes of action arising out of, relating to, or in connection with these Terms, the Platform, your use of the Platform, or any transaction or interaction (simulated or otherwise) conducted through the Platform (each, a "Dispute") shall be exclusively resolved through final and binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, as amended, in Miami-Dade County, Florida, United States of America.

YOU EXPRESSLY, KNOWINGLY, AND VOLUNTARILY WAIVE YOUR RIGHT TO A TRIAL BY JURY.

YOU EXPRESSLY WAIVE YOUR RIGHT TO PARTICIPATE IN, INITIATE, OR BE A MEMBER OF ANY CLASS ACTION, COLLECTIVE ACTION, CONSOLIDATED ACTION, REPRESENTATIVE ACTION, OR PRIVATE ATTORNEY GENERAL ACTION. ALL DISPUTES MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY ONLY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

The arbitrator shall have exclusive authority to resolve all Disputes, including threshold questions of arbitrability. The arbitrator's award shall be final, binding, and enforceable in any court of competent jurisdiction. Each party shall bear its own costs and attorney's fees unless the arbitrator determines otherwise. The prevailing party shall be entitled to recover reasonable attorney's fees and costs from the non-prevailing party.

Notwithstanding the foregoing, BRIXXR retains the right to seek injunctive relief, temporary restraining orders, or other equitable remedies in any court of competent jurisdiction to protect its intellectual property rights, trade secrets, or confidential information.

15. Privacy, Data Security & Regulatory Compliance

BRIXXR collects, processes, stores, and uses personal data in accordance with our Privacy Policy, which is incorporated herein by reference. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy.

We implement commercially reasonable administrative, technical, physical, and organizational safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, loss, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

When live investment capabilities are activated (subject to regulatory approval), we will comply with all applicable Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, SEC Regulation S-P (Privacy of Consumer Financial Information), SEC Regulation S-ID (Identity Theft Red Flags), the Bank Secrecy Act (BSA), the USA PATRIOT Act, the California Consumer Privacy Act (CCPA), the General Data Protection Regulation (GDPR) where applicable, and all other applicable data protection and privacy laws.

You acknowledge and agree that BRIXXR may share your information with regulatory authorities, law enforcement agencies, and third-party service providers as required by law or as necessary to comply with legal obligations, prevent fraud, or protect the rights and safety of BRIXXR and its users.

16. Regulatory & Future Licensing Disclosures

Upon obtaining all required SEC registrations, FINRA memberships, state-level registrations, and other regulatory approvals, BRIXXR will update these Terms to include, among other things:

Comprehensive investor eligibility requirements and suitability standards for accredited investors, non-accredited investors, qualified purchasers, and foreign/international investors;

Required SEC/FINRA registration or exemption disclosures, including Form CRS (Customer Relationship Summary) where applicable;

Detailed cross-border participation rules, foreign tax compliance, and FATCA/CRS reporting requirements;

Enhanced risk disclosures, suitability questionnaires, and investment concentration limits;

Custody, clearing, and settlement procedures;

Complaint handling and dispute resolution procedures in compliance with FINRA Rule 4513; and

Additional regulatory compliance statements as required by applicable law.

17. Suspension, Termination & Account Forfeiture

BRIXXR may, in its sole and absolute discretion, suspend, restrict, limit, or permanently terminate your access to the Platform and your account at any time, with or without prior notice, and with or without cause, including but not limited to: violation of these Terms or any Platform policies; suspected fraudulent, abusive, or illegal activity; failure to pay subscription fees or other amounts owed; receipt of a chargeback or payment dispute; requests from law enforcement or government agencies; or for any other reason that BRIXXR deems necessary to protect the Platform, its users, or its business interests.

Upon termination or suspension for any reason: (a) all rights and licenses granted to you hereunder shall immediately cease; (b) you shall immediately forfeit all accumulated credits, BLoX, rewards, and any other virtual assets without compensation or refund; (c) all data, content, and information associated with your account may be permanently deleted at BRIXXR' discretion; and (d) you shall remain liable for all amounts owed to BRIXXR.

The provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 10 (Intellectual Property), 11 (Payments), 12 (Indemnification), 13 (Limitation of Liability), 14 (Dispute Resolution), and 18 (Governing Law).

18. Governing Law & Jurisdiction

These Terms and any Dispute arising out of or relating to these Terms or the Platform shall be exclusively governed by, construed, and enforced in accordance with the laws of the State of Florida, United States of America, without regard to its conflict of law provisions, choice of law rules, or principles. To the extent that any judicial proceeding is permitted hereunder, you irrevocably consent to the exclusive personal jurisdiction and venue of the state and federal courts located in Miami-Dade County, Florida, and you waive any objection to such jurisdiction or venue on the grounds of inconvenient forum or otherwise.

19. Severability, Waiver & Modifications

If any provision of these Terms is found by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. BRIXXR' failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

BRIXXR reserves the absolute right to modify, amend, update, replace, or supplement these Terms at any time and for any reason, in its sole discretion. Material changes will be indicated by updating the "Last Updated" date and, where practicable, by posting a notice on the Platform. Your continued access to or use of the Platform after the posting of any modifications constitutes your binding acceptance of the modified Terms. If you do not agree to the modified Terms, your sole remedy is to discontinue use of the Platform and close your account.

20. Force Majeure

BRIXXR shall not be liable for any failure or delay in performance of its obligations under these Terms resulting from events beyond its reasonable control, including but not limited to: acts of God; natural disasters; pandemics or epidemics; war, terrorism, or civil unrest; government actions, sanctions, embargoes, or regulatory changes; power failures, internet outages, or telecommunications failures; cyberattacks, denial-of-service attacks, or data breaches caused by third parties; labor disputes or strikes; supply chain disruptions; or any other event that is unforeseeable or beyond BRIXXR' reasonable control. During any such event, BRIXXR' obligations shall be suspended for the duration of the event, and BRIXXR shall use commercially reasonable efforts to resume performance as soon as practicable.

21. Entire Agreement

These Terms, together with the Privacy Policy, any applicable subscription agreement, and all other policies, guidelines, and rules posted on the Platform and incorporated herein by reference, constitute the entire agreement between you and BRIXXR, LLC with respect to the subject matter hereof and supersede all prior or contemporaneous communications, proposals, negotiations, representations, understandings, and agreements, whether oral or written, between you and BRIXXR relating to such subject matter. No oral or written statement, representation, or promise not contained in these Terms shall be binding on BRIXXR.

22. Electronic Communications Consent

By creating an account or using the Platform, you consent to receive electronic communications from BRIXXR, including but not limited to: account notifications, transaction confirmations, service updates, marketing communications, legal notices, and other information relating to your use of the Platform. These communications may be sent via email, push notifications, SMS/text messages, or in-platform messaging. You agree that all notices, agreements, disclosures, and other communications that BRIXXR provides to you electronically satisfy any legal requirement that such communications be in writing. You may opt out of marketing communications at any time, but you may not opt out of transactional or legal communications while maintaining an active account.

Contact for Legal or Compliance Matters

BRIXXR, LLC (also known as BRIXXR, BRIXXR Labs, or BBL)

16137 Biscayne Blvd

North Miami Beach, FL 33160

Email: hello@brixxr.com

By using the BRIXXR Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use in their entirety. These Terms were last reviewed and updated on January 1, 2025. © 2026 BRIXXR, LLC. All rights reserved.